:root{--bg:#f7f8f5;--card:#fff;--text:#172018;--muted:#647064;--accent:#2d7a4f;--accent2:#dff0e5;--border:#dfe6df;--max:1080px}
*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;background:var(--bg);color:var(--text);line-height:1.65}
a{color:var(--accent);text-decoration:none}a:hover{text-decoration:underline}.wrap{max-width:var(--max);margin:auto;padding:0 22px}
header{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:5}.nav{height:70px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-weight:900;font-size:1.25rem;color:var(--text)}.brand span{color:var(--accent)}
nav a{margin-left:18px;color:var(--text);font-weight:650;font-size:.95rem}
.hero{padding:70px 0 50px;background:linear-gradient(135deg,#e9f6ec,#f7f8f5)}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:42px;align-items:center}
h1{font-size:clamp(2.4rem,5vw,4.5rem);line-height:1.02;letter-spacing:-.05em;margin:0 0 20px}h2{font-size:2rem;line-height:1.15;margin-top:0}h3{line-height:1.2}.lead{font-size:1.15rem;color:#475247;max-width:680px}.btn{display:inline-block;background:var(--accent);color:#fff;padding:13px 18px;border-radius:10px;font-weight:800;margin-top:10px}.btn:hover{text-decoration:none;opacity:.92}
.card{background:var(--card);border:1px solid var(--border);border-radius:16px;padding:24px;box-shadow:0 8px 30px rgba(23,32,24,.05)}.calc input{width:100%;padding:12px;border:1px solid #cbd6cc;border-radius:9px;font-size:1rem;margin:7px 0 15px}.result{background:var(--accent2);border-radius:12px;padding:15px;margin-top:12px}.result strong{font-size:1.45rem}
section{padding:56px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.article-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.small{color:var(--muted);font-size:.92rem}.tag{display:inline-block;background:#eef4ef;padding:5px 9px;border-radius:999px;color:var(--accent);font-weight:750;font-size:.8rem}
footer{background:#172018;color:#dbe4dc;padding:38px 0;margin-top:40px}footer a{color:#dbe4dc}.article{max-width:780px;margin:55px auto}.article h1{font-size:3rem}.article p,.article li{font-size:1.05rem}.note{border-left:4px solid var(--accent);padding:12px 18px;background:#eef5ef}
@media(max-width:800px){.hero-grid,.grid,.article-grid{grid-template-columns:1fr}nav{display:none}.hero{padding-top:45px}h1{font-size:3rem}.article h1{font-size:2.35rem}}

.hero-note{font-size:.9rem;color:var(--muted);margin-top:14px}.toc{background:#f1f6f2;border:1px solid var(--border);border-radius:12px;padding:18px 22px;margin:25px 0}.toc a{display:block;margin:5px 0}.formula{font-size:1.15rem;background:#eef5ef;padding:16px;border-radius:10px;font-weight:700}.breadcrumbs{font-size:.9rem;color:var(--muted);margin-bottom:20px}.faq{border-top:1px solid var(--border);padding:18px 0}.kpi{font-size:1.8rem;font-weight:900}.warning{background:#fff8e7;border-left:4px solid #b48720;padding:14px 18px}.tools-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}@media(max-width:800px){.tools-grid{grid-template-columns:1fr}}

:root{--ink:#14251b;--green:#24734a;--green2:#e5f3e9;--cream:#fbfcf8;--line:#dce6de}
body{background:var(--cream)}
.site-header{background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.newnav{height:72px;display:flex;align-items:center;justify-content:space-between}.logo{font-size:1.3rem;font-weight:900;color:var(--ink);letter-spacing:-.03em}.logo b{color:var(--green)}.navlinks{display:flex;gap:22px}.navlinks a{color:var(--ink);font-weight:700}
.hero7{padding:82px 0 66px;background:radial-gradient(circle at 85% 20%,#d6efdc 0,transparent 28%),linear-gradient(145deg,#edf8ef,#fbfcf8 70%)}
.hero7-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:50px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.76rem;font-weight:900;color:var(--green)}.hero7 h1{max-width:760px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.btn-secondary{display:inline-block;padding:12px 17px;border:1px solid var(--line);border-radius:10px;font-weight:800;color:var(--ink);background:#fff}
.mini-dashboard{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px;box-shadow:0 22px 60px rgba(20,37,27,.09)}.mini-dashboard .metric{display:flex;justify-content:space-between;padding:14px 0;border-bottom:1px solid var(--line)}.mini-dashboard .metric:last-child{border:0}.metric span:last-child{font-weight:900;color:var(--green)}
.section-head{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:22px}.section-head p{max-width:570px;color:var(--muted);margin:0}.tool-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;transition:.2s}.tool-card:hover{transform:translateY(-3px);box-shadow:0 15px 35px rgba(20,37,27,.07);text-decoration:none}.tool-icon{font-size:1.8rem}.tool-card h3{color:var(--ink);margin-bottom:8px}.tool-card p{color:var(--muted)}
.category-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.category{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px}.category strong{display:block;margin:7px 0}.category span{color:var(--muted);font-size:.9rem}
.guide-card{display:block;background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;color:var(--ink)}.guide-card:hover{text-decoration:none;box-shadow:0 12px 30px rgba(20,37,27,.06)}.guide-card .meta{font-size:.8rem;color:var(--green);font-weight:850;text-transform:uppercase}.guide-card p{color:var(--muted)}
.trust{background:var(--ink);color:#fff;border-radius:22px;padding:34px}.trust p{color:#d9e4dc}.footer7{background:#101b14;color:#d9e4dc;padding:48px 0}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:35px}.footer7 a{color:#d9e4dc;display:block;margin:6px 0}
@media(max-width:800px){.hero7-grid,.category-strip,.footer-grid{grid-template-columns:1fr}.navlinks{display:none}.hero7{padding:55px 0}.section-head{display:block}.mini-dashboard{margin-top:5px}}